Our Complete policy has up to £6k cover if your pet is lost or stolen.
Microchipping is a quick and simple procedure which usually costs around £15. For exact rates, check with your vet.
Pet charities and events sometimes have free or cheap microchipping offers to encourage owners to chip their pets. As compulsory microchipping for cats approaches, you could check with your local authority and nearby cat charities to see if anything’s on offer in your local area.
What are the new UK microchip laws for cats?
At the moment you don’t legally have to microchip your cat, although it’s strongly recommended by vets and cat rescue organisations.
The UK government is making it the law for cat owners to microchip their pets by the time they’re 20 weeks. It’s not yet clear whether cats who are already older than 20 weeks will have to be microchipped.
Owners found not to have microchipped their cat will have 21 days to have one implanted, or they’ll face a fine of up to £500.
A Value policy with £3,000 a year vet fee cover.
The law says that puppies must be microchipped before they’re eight weeks old, which means microchipping is the dog breeder’s responsibility. Under Lucy’s Law puppies shouldn’t be sold until they’re eight weeks old.
And in 2021, the Government announced plans to make microchipping compulsory for cats as well in its Action Plan for Animal Welfare.
No exact date has yet been given for compulsory cat microchipping, but it’s likely to be in 2022.
We’ve put together a guide for pet owners, to tell you all you need to know about the Microchipping of Dogs Act (England) Regulations and the proposed new laws for microchipping cats.
7 ways to prove pet ownership
Microchipping is a quick procedure to insert a microchip under the skin of your pet’s neck. It causes no more discomfort to your pet than a routine vaccination.
The chip is the size of a grain of rice and contains your contact details, so your pet can be reunited with you if they’re lost or stolen.