How Much Does Pet Grooming Insurance Cost?
A basic pet grooming insurance policy starts at $178/year. However, there are additional options available for an additional premium. These options include adding coverage for additional insureds or employees, and obtaining increased coverage limits.
Grooming Business Insurance for Professional Groomers
PCI’s professional grooming business insurance was designed to meet the unique needs of the dog and pet grooming industry. As a groomer, there are many situations that you could be held liable for, such as:
One of the benefits of a pet groomer insurance policy through PCI is that we can cover you whether the pets come to you or you go to the pets. Our basic groomer policy allows you to have grooming insurance at no additional premium.
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If you’re looking for pet groomer insurance, you’ve come to the right place.
Pet Care Insurance provides policies customized to the pet groomer industry through “A” rated insurance carriers. LIMITS OF INSURANCE
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business services.
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services.
The amount that your policy will pay for claims arising out of one or more of the following offenses:
The maximum your policy will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business services.
Applies to damage by fire to premises rented to the insured; also applies to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
A general liability coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury or death sustained by accident under the conditions specified in the policy.
This provides your pet business with coverage in the event that you are legally liable for injuries or damages sustained by an animal in your care, custody, or control.
This provides coverage for medical expenses—regardless of who is at fault—for a client’s pet in your care, custody, or control.
If you were to lose the keys to a client’s residence, this coverage could help you manage the cost of installing new locks or having the building rekeyed.
* Please note these are brief definitions of coverage. Your policy may be more restrictive in its language. Refer to the actual policy for a complete description of coverages and exclusions.
Pet groomer insurance from Pet Care Insurance (PCI) includes coverages like animal bailee, general liability, and vet bill coverage. Optional coverages are available, which include broadened property coverage and employee dishonesty coverage —a coverage similar to being bonded, for an additional cost.
What types of insurance do dog groomers need?
These insurance policies cover common risks faced by pet groomers.
General liability insurance covers basic pet grooming risks, such as an accidental pet injury. Bundle it with commercial property insurance for savings in a business owner’s policy.BEST FOR
This policy bundles commercial property insurance and general liability coverage under one plan. A BOP is often the most cost-effective type of business insurance for pet groomers.BEST FOR
This policy covers legal costs related to work performance, such as a pet owner who sues over a dog’s injury from a nail clipping. Its sometimes referred to as professional liability insurance.BEST FOR
This policy is required in almost every state for pet grooming businesses that have employees. Workers’ comp can help cover medical costs when a groomer is injured on the job.BEST FOR
This policy helps pet grooming businesses recover financially from data breaches and cyberattacks. Its recommended for any small business that stores customer information.BEST FOR
Commercial auto insurance covers the cost of an auto accident involving a vehicle owned by a pet grooming business. Each state has its own auto liability insurance requirements.BEST FOR
What Is Pet Groomer Insurance? [Coverage & Cost]
When you run a pet grooming business, it’s important to ensure that you are prepared for the risks that could affect your company, from a dog being injured while in your care to a fire or storm that damages your property. Coping with a lawsuit or disaster can be financially ruinous. The right selection of business insurance policies can provide financial support and peace of mind.